Credit Counseling

Mortgage lenders need to see an on time pay history for the last 24 months and they want to see that collection accounts have been resolved. If you have had a slow pays in the past or collection accounts, these issues can be resolved so that you may qualify for a mortgage. 

Families requiring time to work on resolving credit issues will receive one-on-one credit/homeownership counselor in to develop an action plan and monitor their progress as they continue their path to homeownership.  This process is staff intensive and will generally require multiple visits between the credit/homeowner counselor and potential homeowner over a period that usually ranges from three months to eighteen months.