Train-the-Trainer–
is a one-day homebuyer and financial education workshop facilitated
by the MHI staff and conducted by trained housing professionals.
The workshop trains individuals of new and existing affiliate organizations
on how to conduct homebuyer and financial education classes in their
own communities.
Housing
Counseling - describes numerous types of housing
issues that individuals and families may need more information or
counseling on when planning to purchase a home or after a home has
been purchased. HUD Housing counseling typically consists of
any of the following:
-Pre
and Post Purchase Counseling
-Credit Review
and Repair
-Rental/Tenant
Counseling
-Section 8
-Post Occupancy
|
-
Fair Housing
- Predatory
Lending
-Reverse Mortgage
Counseling
-Mortgage
Default and Delinquency
-Budget Counseling |
Homebuyer
Education – is a component of housing
counseling. Homebuyer Education could be pre or post purchase
counseling. When individuals are planning to purchase their
first home, it is good if they attend a homebuyers’ education
class. The class will provide an A-Z understanding of the process
of purchasing a home, banking and mortgage finance terminologies,
credit readiness, budgeting, shopping for a home and closing a mortgage.
Once an individual or family has purchased a home, enrolling in a
post purchase homebuyer education class is suggested. This class
teaches persons how to maintain their home, both physically and financially.
Keeping your home in good condition encourages increased property
and resale values.
Financial
Education- provides a basic to an increased
understanding of how to manage your finances. MHI has incorporated
FDIC’s Money Smart, a financial education curriculum, into its
two-day Train-the-Trainer Workshop.
WOW- is a wealth-building initiative founded by The Congressional
Black Caucus Foundation. MHI was chosen to be a catalyst in
Mississippi to promote this program. The program basically consists
of raising the awareness of potential and existing homeowners by conducting
housing fairs, which advertise and provide information on purchasing
a home, credit assistance, down payment assistance, closing cost assistance,
finding a real estate agent, etc.
Technical
Assistance/Support – MHI provides technical
assistance and support to agencies via on-site, telephone or e-mail.
Affiliate agencies often call after training with questions and concerns
regarding setting up their first workshop, finding presenters, securing
classroom space, certificate requests, etc.
Referral
Assistance - MHI receives many calls from persons
regarding all types of housing needs, e.g. homeless, renters assistance,
foreclosure, Section 8 housing, etc. Because we have long considered
ourselves a One Stop Shop Housing organization, we act, as a resource
for those persons with housing needs outside of homebuyer education
and housing counseling.