Path to Homeownership


As a prospective home buyer, when you complete this session you should be able to:

1. understand the advantages and drawbacks of home ownership

2. understand the up-front and on-going costs involved in purchasing and owning a home

3. know what you can afford to spend on a home

4. determine your available funds for down payment and closing costs

5. determine if you should buy or rent

6. know how to budget your income to cover expenditures and develop a savings plan